Correctly Defining the Registered Owners on Title in Private Lending

27 August 2020 | 2 min


Correctly defining the registered owners on title

In this Broker educational series, we sit down with Funding’s Senior Credit Manager, Arrin Bowker, to discuss what is paramount in a private lending loan application.

The quality of the initial application often dictates the speed of loan approval and settlement. To help brokers and borrowers, Arrin outlines the vital elements of an application and discusses the initial conversation that needs to occur to ensure all parties are across the loan and its purpose.

This video is part five of a six-part series. Here, Arrin outlines why it is essential for brokers and borrowers to correctly outline all of the registered owners on the title when applying for a loan. In addition to ensuring all tenants are listed, the borrowers must also identify who is benefiting from the mortgage transaction (transfer of benefit).

By correctly identifying all owners and discerning whether there are joint tenants, tenants in common, or both, you prevent any further back and forth with our credit team that can ultimately delay settlement.

Video 1: The importance of a great application
Video 2: Defining the loan purpose
Video 3: Communicating Committed Exit Strategies
Video 4: Mitigating Risks in Private Lending

Stay tuned as we release the final video so that you can sharpen your skills and present a great loan application every time.

Video 6 – How to show Tested Servicing 

Have questions on this video? Feel free to send them through to

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