I/We (on my own behalf or, if acting as an agent for the borrower(s) or guarantor(s), on behalf of the borrower(s) and guarantor(s)) understand and agree to the following in connection with this loan application to funding.com.au:

Website Privacy Policy

(1) By using this site, I/we agree to the Internet Privacy Policy of this web site (“funding.com.au”), which is set out on this web site page. The Internet Privacy Policy relates to the collection and use of personal information I/We may supply to funding.com.au through my/our conduct on the web site.

(2) Funding.com.au reserves the right, at its discretion, to modify or remove portions of this Internet Privacy Policy at any time. This Internet Privacy Policy is in addition to any other terms and conditions applicable to the web site. Funding.com.au does not make any representations about third party web sites that may be linked to the web site.

(3) Funding.com.au recognises the importance of protecting the privacy of information collected from visitors to its web site, in particular, information that is capable of identifying an individual (“personal information”). This Internet Privacy Policy governs the manner in which my/our personal information, obtained through the web site, will be dealt with. I/we should review this Internet Privacy Policy periodically so that I/we are updated on any changes. Funding.com.au welcomes my/our comments and feedback.

Personal

(1) Personal information about visitors to funding.com.au’s web site is collected only when knowingly submitted. For example, funding.com.au may need to collect such information to provide me/us with further services or to answer or forward any requests or enquiries. It is funding.com.au’s intention that this policy will protect my/our personal information from being dealt with in any way that is inconsistent with applicable privacy laws in Australia.

(2) Personal information that visitors submit to funding.com.au’s web site is used only for the purpose for which it is submitted or for such other secondary purposes that are related to the primary purpose, unless funding.com.au discloses other uses in this Internet Privacy Policy or at the time of collection. Copies of correspondence sent from the web site, that may contain personal information, are stored as archives for record-keeping and back-up purposes only.

Disclosure

(1) Apart from where I/we have consented or disclosure is necessary to achieve the purpose for which it was submitted, personal information may be disclosed in special situations where funding.com.au has reason to believe that doing so is necessary to identify, contact or bring legal action against anyone damaging, injuring, or interfering (intentionally or unintentionally) with its rights or property, us, or anyone else who could be harmed by such activities. Funding.com.au may also disclose personal information when it believes in good faith that the law requires disclosure.

(2) Funding.com.au may engage third parties to provide me/us with goods or services on its behalf. In that circumstance, funding.com.au may disclose my/our personal information to those third parties in order to meet my/our request for goods or services.

Security

(1) Funding.com.au strives to ensure the security, integrity, and privacy of personal information submitted to its site, and it reviews and updates its security measures in light of current technologies. I/We understand that no data transmission over the Internet can be guaranteed to be totally secure however, funding.com.au will endeavor to take all reasonable steps to protect the personal information that I/we transmit to it or via its online products and services. Once funding.com.au receives my/our transmission, it will make its best efforts to ensure its security on its systems.

(2) In addition, funding.com.au employees and the contractors who provide services related to its information systems are obliged to respect the confidentiality of any personal information held by funding.com.au. However, funding.com.au will not be held responsible for events arising from unauthorised access to my/our personal information.

Cookies

(1) Cookies are data that a web site transfers to an individual’s hard drive for record-keeping purposes. Cookies, which are industry standard and are used by most web sites, including those operated by funding.com.au, can facilitate a user’s ongoing access to and use of a site. They allow funding.com.au to customise the web site to my/our needs. If you I/we do not want information collected through the use of Cookies, there is a simple procedure in most browsers that allows me/us to deny or accept the Cookie feature. I/We understand that Cookies may be necessary to provide me/us with some features of funding.com.au’s online services.

(2) Funding.com.au will endeavor to take all reasonable steps to keep secure any information which it holds about me/us, and to keep this information accurate and up to date. If, at any time, I/we discover that information held about funding.com.au is incorrect, I/we may contact funding.com.au to have the information corrected.

(3) In addition, funding.com.au employees and the contractors who provide services related to its information systems are obliged to respect the confidentiality of any personal information held by funding.com.au.

Links to other sites

(1) Funding.com.au provides links to web sites outside of its web sites, as well as to third-party web sites. These linked sites are not under funding.com.au’s control, and funding.com.au does not/cannot accept responsibility for the conduct of companies/businesses/organisations linked to its website. Before disclosing my/our personal information on any other website, funding.com.au advises the terms and conditions of using that web site and its privacy statement be examined and understood.

(2) If funding.com.au becomes aware of any ongoing concerns or problems with its web sites, it will take these issues seriously and work to address these concerns. If I/we have any further queries relating to funding.com.au’s Privacy Policy, or if I/we have a problem or complaint, funding.com.au advises and encourages me/us to contact it.

Further privacy information.

(1) For more information about privacy issues in Australia and protecting my/our privacy, I/we can visit the Australian Federal Privacy Commissioner’s web site. http://www.privacy.gov.au/

(2) To see how Google uses data when funding.com.au uses its partners’ sites or apps – I/we can visit – http://www.google.com/policies/privacy/partners/

By checking the box and/or clicking on the “agree” button I/we are taken to have accepted the above terms. Checking the “agree” button of this electronically signed document is the same as providing a written signature under the terms of the Electronic Transactions Act 1999 (Cth).

Funding.com.au and any reference to funding.com.au includes funding.com.au Pty Ltd, funding Pty Ltd, it and any other parent companies, subsidiaries, affiliates, successors, assignors, brokers, insurers, lenders, investors and agents and this agreement extends to them.

Alternatively, you can write to “Privacy Complaints Manager, funding.com.au Pty Ltd, Ground Floor, Gateway Building, 50 Appel Street, Surfers Paradise, QLD, 4217. If you are not satisfied with the manner in which We deal with your complaint you may refer it to the office of the Australian Information Commissioner (“OAIC”). You can contact OAIC by:-

visiting www.oaic.gov.au;
forwarding an email to enquiries@oaic.gov.au
telephoning 1300 363 992; or
writing to OAIC at GPO Box 5218, Sydney NSW 2001

If we have not already verified the investor previously, we will be using an electronic identity verification service in order to verify your identity. This is done by checking your information with the relevant official record holder or DVS. Please confirm that you consent to us verifying your identity with an electronic identity verification service. https://funding.com.au/cms_page/privacy-policy.

Cookie Policy:

When accessing or using any funding.com.au website, we use “cookies” (a small text file sent by your computer each time you visit our website, unique to your funding.com.au account of your browser) to make it easier for you to use our site, so we can record data relating to pages you viewed and activities you carried during your visit. We may use this information to improve your experience with us.

When you visit our website or related landing pages to read, browse, submit or download information, our system will record/ log information such as your IP address, date and time of your visit to our site, the pages viewed and how you navigate our website, and any information downloaded.

We may use cookie information to display targeted advertisements on third-party networks and websites such as Google, Facebook and Adroll. Funding.com.au also uses third-party vendor re-marketing tracking cookies, including the Google Ads tracking cookie. This means we will continue u to show ads to you across the internet, specifically on the Google Display Network (GDN). As always, we respect your privacy and are not collecting any identifiable information through the use of Google’s or any other third-party remarketing system.

The third-party vendors, whose services we use – will place cookies on web browsers in order to serve ads based on past visits to our website. This allows us to provide targeted advertising in the future. If you do not wish to receive this type of advertising from us in the future, you can opt out using the DoubleClick opt-out page or the Network Advertising Initiative opt-out page.