I had the pleasure of dealing with John Bryant as our credit manager for our home loan, and I couldn’t be happier with the experience. John was not only extremely professional but also incredibly helpful throughout the entire process. He took the time to understand our needs and patiently guided us through every step. His expertise and dedication made the process smooth and stress-free.
Fast funding,
when you need it.
Use property equity for fast, flexible access to cash flow for all your business goals.
$25k to $10m
Within 3 days*
1 - 24 months
Up to 70%
Scaling up, building your vision or running your own show?
A Funding business loan gets you the funds you need, faster
Unlike most solutions on the market, our loan lets you use property equity to access funds faster and with fewer hurdles. With competitive rates, quick approvals and funding available within days*, we make it easier to access the funds your business needs to succeed.
SMEs grow with confidence
Running a small or medium size business means staying ready to seize opportunities when they happen. With Funding’s flexible business loan, you can refinance, consolidate debt or invest in growth projects like commercial property or shares, helping your business thrive at every stage.
Start-ups fuel your bold ideas
Building a start-up takes vision, courage and the right support. With Funding’s fast and flexible loans, you can secure start-up capital, bridge cash flow gaps or attract private equity, giving your business the boost it needs to thrive.
Freelancers enjoy the freedom
Being your own boss means charting your own path, and we’re here to keep you moving forward. Whether it’s managing payroll, funding new projects or staying ahead of unexpected costs, Funding’s business loan gives independent consultants and freelancers the financial freedom to focus on your passion.
Finance that fits every goal
Every business is unique, with its own set of challenges and opportunities. That’s why our loans are designed for speed and flexibility, adapting to your needs and empowering you to say 'yes' when opportunity strikes.
Fast funds
Competitive rates
Hassle-free finance
No trading or income limits
Get started with a Funding business loan
Our streamlined process offers quick access to funds, dedicated support from our local team and a stress-free experience from application to settlement.
Apply in minutes
Complete our simple online form—no credit check required. Or, call us at 1300 44 33 19 to speak with a team member and get started.
Receive your quote
Get a personalised quote instantly to your inbox. If we need more details, a lending specialist will reach out to fast-track your quote.
Review and confirm
Your dedicated lending specialist will guide you through final steps, including a credit check and property valuation, to finalise your approval.
Settle within 3 days
Once approved, funds can be in your account within 3 business days.*
Success secured with Funding
Experience the Funding difference
Trusted
Proven
Dedicated
Diversify your portfolio
Funding Income Trust
Your questions answered
Our business loan can be used for a range of purposes, including refinancing debt, consolidating loans, funding growth opportunities, purchasing commercial property or shares, managing payroll or bridging cash flow gaps.
With Funding, you can receive conditional approval within 4 business hours and access your funds within three business days.*
Yes, our loans are designed to support a range of business owners, including self-employed professionals, freelancers and contractors who may not fit traditional lending criteria.
Our loans offer flexible repayment options of 1-24 months. The loan is repaid at the end of the term, giving you time and flexibility.
No. Unlike traditional lenders, we don’t rely on rigid trading history or income requirements. Instead, we assess your financial situation holistically, including the equity in your property and your repayment strategy.
Our business loan is secured against the equity in your property, which allows us to offer competitive rates.
Yes. We support start-ups and scale-ups by offering flexible loans personalised to their needs, whether it’s to bridge cash flow gaps, fund innovation or secure start-up capital. We don’t rely on trading history as a criteria to lend.
We focus on speed, flexibility and your overall financial picture. With fast approvals, minimal paperwork and competitive rates, we aim to make the lending process simple and stress-free for business owners.
Our dedicated Australian-based team is here to help. You can reach us by phone at 1300 44 33 19, Monday to Friday, 8:30 am - 5:00 pm AEST, or schedule a meeting to speak to a lending specialist.