Business Loans

Fast funding,
when you need it.

Use property equity for fast, flexible access to cash flow for all your business goals. 

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Loan amounts

$25k to $10m

From small to substantial projects, we cater to a wide range of needs.
Settlements

Within 3 days*

Quick access to funds with our fast settlement process, with release within days of approval.
Terms

1 - 24 months

Flexible terms to match unique timelines and requirements.
Loan to Value (LVR)

Up to 70%

Enhanced borrowing potential with competitive loan-to-value ratios.

Scaling up, building your vision or running your own show?

A Funding business loan gets you the funds you need, faster

In business, the right financial support at the right moment can be pivotal. Whether you’re scaling an SME, building a bold start-up or carving your own path, our business loan is here to help you make your next move.

Unlike most solutions on the market, our loan lets you use property equity to access funds faster and with fewer hurdles. With competitive rates, quick approvals and funding available within days*, we make it easier to access the funds your business needs to succeed.

SMEs grow with confidence

Running a small or medium size business means staying ready to seize opportunities when they happen. With Funding’s flexible business loan, you can refinance, consolidate debt or invest in growth projects like commercial property or shares, helping your business thrive at every stage. 

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Start-ups fuel your bold ideas

Building a start-up takes vision, courage and the right support. With Funding’s fast and flexible loans, you can secure start-up capital, bridge cash flow gaps or attract private equity, giving your business the boost it needs to thrive.

Freelancers enjoy the freedom

Being your own boss means charting your own path, and we’re here to keep you moving forward. Whether it’s managing payroll, funding new projects or staying ahead of unexpected costs, Funding’s business loan gives independent consultants and freelancers the financial freedom to focus on your passion.

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Finance that fits every goal

Every business is unique, with its own set of challenges and opportunities. That’s why our loans are designed for speed and flexibility, adapting to your needs and empowering you to say 'yes' when opportunity strikes.

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Fast funds

Enjoy approval within hours and funds in days*—get the capital your business needs, without delays.
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Competitive rates

Our property-secured loans let us offer competitive rates to support business growth.
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Hassle-free finance

Fast approvals, minimal paperwork and flexible repayment options to make it easier to access funds.
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No trading or income limits

We focus on your overall financial picture, including property equity and repayment strategy, so income or trading history won’t hold you back.

Get started with a Funding business loan

Our streamlined process offers quick access to funds, dedicated support from our local team and a stress-free experience from application to settlement.

Apply in minutes

Complete our simple online form—no credit check required. Or, call us at 1300 44 33 19 to speak with a team member and get started.

Receive your quote

Get a personalised quote instantly to your inbox. If we need more details, a lending specialist will reach out to fast-track your quote.

Review and confirm

Your dedicated lending specialist will guide you through final steps, including a credit check and property valuation, to finalise your approval.

Settle within 3 days

Once approved, funds can be in your account within 3 business days.*

Success secured with Funding

For every goal and every dream, rely on Funding’s support to help get you there.

I had the pleasure of dealing with John Bryant as our credit manager for our home loan, and I couldn’t be happier with the experience. John was not only extremely professional but also incredibly helpful throughout the entire process. He took the time to understand our needs and patiently guided us through every step. His expertise and dedication made the process smooth and stress-free.

Rohan S
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Borrower
Google

An excellent implementation of a great idea. The security and return of first-mortgage investing with the ease of operation equivalent to an online bank account. You can easily manage your own risk profile, diversification and liquidity timeline. The easiest to understand and simplest to use online investment platform of the several I rely upon. The Funding team are very helpful and respond promptly to any questions.

Kenneth G
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Borrower
Google

Funding is a fantastic lender to deal with. Thank you to Andrew, John & Sonam for your great work with the recent deal you help finance for my client. Everyone went out of their way to get the deal across the line and funded. You have been able to help clients who were looking to release equity ASAP. Thank you again for your great work.

Raj S
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Borrower
Google

Experience the Funding difference

We're simplifying property finance so more Australians can move forward faster.

Trusted

Since 2015, we've been helping Australians get ahead with confidence to achieve their property goals.

Proven

We've issued over $1 billion in loans with zero capital losses to date – delivering fast, reliable outcomes.

Dedicated

Our local team is based across Australia, here to support you at every step of the way.
Learn more about us
achieve your property dreams

Achieve your property dreams

Flexible loans to fast-track your property journey

No matter your property ambitions, Funding offers a range of short-term financing solutions tailored to meet your unique needs.

Your questions answered

Our business loan can be used for a range of purposes, including refinancing debt, consolidating loans, funding growth opportunities, purchasing commercial property or shares, managing payroll or bridging cash flow gaps.

With Funding, you can receive conditional approval within 4 business hours and access your funds within three business days.*

Yes, our loans are designed to support a range of business owners, including self-employed professionals, freelancers and contractors who may not fit traditional lending criteria.

Our loans offer flexible repayment options of 1-24 months. The loan is repaid at the end of the term, giving you time and flexibility.

No. Unlike traditional lenders, we don’t rely on rigid trading history or income requirements. Instead, we assess your financial situation holistically, including the equity in your property and your repayment strategy.

Our business loan is secured against the equity in your property, which allows us to offer competitive rates.

Yes. We support start-ups and scale-ups by offering flexible loans personalised to their needs, whether it’s to bridge cash flow gaps, fund innovation or secure start-up capital. We don’t rely on trading history as a criteria to lend.

We focus on speed, flexibility and your overall financial picture. With fast approvals, minimal paperwork and competitive rates, we aim to make the lending process simple and stress-free for business owners.

Our dedicated Australian-based team is here to help. You can reach us by phone at 1300 44 33 19, Monday to Friday, 8:30 am - 5:00 pm AEST, or schedule a meeting to speak to a lending specialist.

Confidence grows with knowledge

Get ahead with our useful resources and expert insight.
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Reach your goals sooner with our borrowing and investing solutions.
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