Bridging Loan

Buy now,
sell when you’re ready

Secure your next property with fast bridging finance and personalised support.

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Loan amounts

$25K to $10M

From small to substantial bridging finance, we cater to a wide range of needs.
Settlements

Within 3 days*

Quick access to funds with our fast settlement process, with release made possible within days of approval.
Terms

1 to 24 months

Flexible terms to match unique timelines and requirements.
Loan to Value (LVR)

Up to 70%

Enhanced borrowing potential with competitive loan-to-value ratios.

Downsizing, upsizing or jumping on opportunity?

Make your move with a Funding bridging loan

When the right home comes along, you don’t want to miss out. With a Funding bridging loan, you can use equity in your existing property to secure your next home before selling. This gives you the freedom to move when the time is right for you.

Our fast approvals and flexible terms make it easy to navigate the in-between stage of buying and selling—without the usual stress or delays of traditional finance.

Downsize stress-free

Ready to downsize to a home that fits your lifestyle today? With a Funding bridging loan, you can make your move stress-free, without the pressure to sell quickly. Step into your new lifestyle with confidence and enjoy the retirement you’ve earned.

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funding bridging loan upsizers genevieve and romeo with family

Upsize without delays

Making room for a growing family or a more spacious home? Funding helps you secure your next home now, so you can enjoy more space and new memories. Our flexible bridging loan lets you buy first, sell later and settle in comfortably without the rush.

Move forward faster

When the perfect investment or dream property pops up, you need the freedom to act fast. If traditional lending has hit its limits, Funding’s fast bridging finance is here to help. With quick approvals and flexible terms, we make it easy to jump on your next big opportunity.

funding bridging loan fast movers maria with coffee on phone

Finance that fits every goal

Every property transaction is unique, with its own set of challenges and opportunities. That’s why our loans are designed for speed and flexibility, adapting to your needs and empowering you to say 'yes' when opportunity strikes.

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Act fast

Enjoy approval within hours and funds in days*—get into your new home without delay.
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Less paperwork

Our streamlined process means no paperwork headaches, so you can move forward quickly and stress-free.
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Skip accommodation costs

By letting you buy first, we help you skip the cost and hassle of temporary housing and storage.
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No age limits

We use your property’s value as security, so there’s no age barrier to getting finance.

Get started with a Funding bridging loan

Our streamlined process offers quick access to funds, dedicated support from our local team and a stress-free experience from application to settlement.

Apply in minutes

Complete our simple online form—no credit check required. Or, call us at 1300 44 33 19 to speak with a team member and get started.

Receive your quote

Get a personalised quote instantly to your inbox. If we need more details, a lending specialist will reach out to fast-track your quote.

Review and confirm

Your dedicated lending specialist will guide you through final steps, including a credit check and property valuation, to finalise your approval.

Settle within 3 days

Once approved, funds can be in your account within 3 business days.*

Success secured with Funding

For every goal and every dream, rely on Funding’s support to help get you there.

I had the pleasure of dealing with John Bryant as our credit manager for our home loan, and I couldn’t be happier with the experience. John was not only extremely professional but also incredibly helpful throughout the entire process. He took the time to understand our needs and patiently guided us through every step. His expertise and dedication made the process smooth and stress-free.

Rohan S
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Borrower
Google

An excellent implementation of a great idea. The security and return of first-mortgage investing with the ease of operation equivalent to an online bank account. You can easily manage your own risk profile, diversification and liquidity timeline. The easiest to understand and simplest to use online investment platform of the several I rely upon. The Funding team are very helpful and respond promptly to any questions.

Kenneth G
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Borrower
Google

Funding is a fantastic lender to deal with. Thank you to Andrew, John & Sonam for your great work with the recent deal you help finance for my client. Everyone went out of their way to get the deal across the line and funded. You have been able to help clients who were looking to release equity ASAP. Thank you again for your great work.

Raj S
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Borrower
Google

Experience the Funding difference

We're simplifying property finance so more Australians can move forward faster.

Trusted

Since 2015, we've been helping Australians get ahead with confidence to achieve their property goals.

Proven

We've issued over $1 billion in loans with zero capital losses to date – delivering fast, reliable outcomes.

Dedicated

Our local team is based across Australia, here to support you at every step of the way.
Learn more about us
diversify your portfolio

Diversify your portfolio

Funding Income Trust

For wholesale and sophisticated investors, Funding offers our Income Trust with flexible terms. (Please ensure to review our Information Memorandum (IM) thoroughly and consider all risks before investing.)

Your questions answered

Confidence grows with knowledge

Get ahead with our useful resources and expert insight.
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Move Forward Faster

Reach your goals sooner with our borrowing and investing solutions.
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