The trusted home of Bridging Loans
$15m
Loans up to
1 - 36
Months
3 day
Settlements
70%
LVR
Downsize stress-free
Ready to downsize to a home that fits your lifestyle today? With a Funding bridging loan, you can make your move stress-free, without the pressure to sell quickly. Step into your new lifestyle with confidence and enjoy the retirement you’ve earned.
Upsize without delays
Making room for a growing family or a more spacious home? Funding helps you secure your next home now, so you can enjoy more space and new memories. Our flexible bridging loan lets you buy first, sell later and settle in comfortably without the rush.
Move forward faster
When the perfect investment or dream property pops up, you need the freedom to act fast. If traditional lending has hit its limits, Funding’s fast bridging finance is here to help. With quick approvals and flexible terms, we make it easy to jump on your next big opportunity.
Get started with a Funding bridging loan
Our streamlined process offers quick access to funds, dedicated support from our local team and a stress-free experience from application to settlement.
Apply in minutes
Complete our simple online form—no credit check required. Or, call us at 1300 44 33 19 to speak with a team member and get started.
Receive your quote
Get a personalised quote instantly to your inbox. If we need more details, a lending specialist will reach out to fast-track your quote.
Review and confirm
Your dedicated lending specialist will guide you through final steps, including a credit check and property valuation, to finalise your approval.
Settle within 3 days
Once approved, funds can be in your account within 3 business days.*
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The trusted name in bridging finance
Trusted
Fast
Personal
Straightforward
Your questions answered
The obligation free conditional approval will outline all rates and fees. It is tailored to your specific loan needs.
The loan to value or LVR is the maximum lend secured over the property. Our typical LVR is 65% or lower of the property value. On some occasions, 70% may be considered depending on the location and type of security property.
Loan terms are typically between 1 - 36 months.
Residential, commercial and vacant land across Australia.
Borrowers can be individuals, companies or trusts borrowing for any purpose including personal or business. Borrowers must have sound real estate security, the ability to meet their repayments and a strong repayment strategy to exit the loan at the end of the term.
A bridging loan is a short-term loan designed to provide temporary financing during the transition from one financial situation to another, particularly when there is a gap between the sale of an existing property and the purchase of a new one.
Tell us about what you're buying
Borrowing capacity
Ready to get started?
† Terms and conditions of Funding’s Bridging Loan calculator:
- The Bridging Loan calculator is an indicative estimate only — it is not a loan quote or loan offer. All loans are subject to the lender’s credit assessment, approval and property valuation/s.
- The borrowing capacity is a gross lending limit. Loan fees and charges are deducted from this amount which will reduce the final net loan amount available.
- The calculator provides an estimate of the Maximum Borrowing Capacity and LVR based on the property value and type entered. Loan to Value Ratio (LVR) is the total loan amount borrowed against your property value.
- Results do not factor in loan fees and charges, interest or property purchase / conveyance costs that may apply.
- The information provided is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation, or needs.
- Fees, terms and conditions apply. Refer to our Credit Guide.
