Downsizer

A downsizer is someone selling a larger residential property to move into a smaller, more manageable home—often to reduce expenses, free up equity, or support lifestyle changes in retirement.

Bridging loans are commonly used by downsizers to secure their next home before the sale of their existing property settles. A strong valuation and clear exit strategy help ensure a smooth transition with minimal disruption to timing or cash flow.

funding $1bn+ in bridging loans (billboard)

We’ve surpassed $1 billion in lending

And we’re not slowing down

Our expanded funding capability, combined with established long-term backing from retail, wholesale, and non-bank investors, enhances our capacity to deliver tailored finance solutions to more Australians looking to unlock their home equity and access capital faster.

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In Australia’s competitive property market, timing is often critical. For many property buyers, securing a new home or investment property...

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