Australian Government Deposit Guarantee

The Australian Government Deposit Guarantee (AGDG) protects deposits of up to $250,000 per account holder, per institution, at Authorised Deposit-taking Institutions such as banks and credit unions.

While this guarantee offers security, it typically applies to low-yield savings. Investors seeking higher returns may explore private finance options like the Funding Income Trust, which provides access to asset-backed income—though without the same government-backed protections.

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