For many Australians, upsizing doesn’t mean moving to the suburbs — it means upgrading lifestyle completely. A luxury sea change offers more than just bigger living spaces: it’s about fresh air, stunning views, and a new way of life.
Here are the top 10 luxury coastal locations for upsizers in Australia in 2025 — and how Funding can help you make your move seamlessly with a fast, flexible bridging loan.
1. Byron Bay, NSW
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Why it’s great: Iconic beaches, world-class dining, artistic community.
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Median House Price (2025): Approx. $2.6M
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Luxury Tip: Look for hillside homes with panoramic ocean views.
2. Noosa Heads, QLD
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Why it’s great: Sophisticated village vibe, pristine beaches, national parks.
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Median House Price (2025): Approx. $2.7M
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Luxury Tip: Little Cove and Noosa Sound offer exclusive waterfront living.
3. Portsea, VIC
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Why it’s great: Exclusive coastal retreat for Melbourne’s elite.
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Median House Price (2025): Approx. $3.5M
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Luxury Tip: Clifftop properties rarely come up — act fast if they do.
4. Cottesloe, WA
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Why it’s great: Iconic beach lifestyle with prestige homes.
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Median House Price (2025): Approx. $2.8M
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Luxury Tip: River-facing homes along Swan River are tightly held.
5. Palm Beach, NSW
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Why it’s great: Sydney’s ultimate northern beaches escape.
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Median House Price (2025): Approx. $5.0M
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Luxury Tip: Pittwater side homes offer stunning sunsets and boating access.
6. Casuarina, NSW
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Why it’s great: High-end coastal development near Kingscliff and Tweed.
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Median House Price (2025): Approx. $2.0M
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Luxury Tip: New architect-designed homes blending surf and sophistication.
7. Victor Harbor, SA
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Why it’s great: Coastal charm with growing luxury appeal.
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Median House Price (2025): Approx. $750,000 (premium homes higher)
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Luxury Tip: Look for boutique new developments with sea views.
8. Lorne, VIC
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Why it’s great: Great Ocean Road prestige, rainforest meets ocean.
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Median House Price (2025): Approx. $2.3M
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Luxury Tip: Beachfront properties and hillside homes are highly sought-after.
9. Burleigh Heads, QLD
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Why it’s great: Cool, relaxed vibe with serious investment in amenities.
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Median House Price (2025): Approx. $1.9M
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Luxury Tip: Boutique apartments and penthouses overlooking the headland.
10. Bellerive, TAS
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Why it’s great: Harbour lifestyle minutes from Hobart CBD.
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Median House Price (2025): Approx. $950,000
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Luxury Tip: Riverfront and marina homes offer water access at lower price points.
How a bridging loan can help fund your sea-change
Luxury properties often move fast. You may need to buy first, sell later — and that’s exactly what a bridging loan from Funding is designed for.
With a bridging loan, you can:
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Secure your dream coastal home before your current property sells
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Move on your timeline, not the market’s
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Negotiate from a position of strength with cash-ready finance
At Funding, we specialise in fast, flexible bridging loans tailored for premium buyers — helping you make bold moves, beautifully.
Ready to make your sea-change?
Your next chapter deserves the perfect setting. Get in touch with Funding today and let us help you bridge the gap to your luxury coastal lifestyle.
