Bridging loans explained

Learn more about bridging loans and how we can help you buy your next property while waiting for your existing property to sell.

Bridging loans

When you’re upsizing, downsizing, or securing a new investment property, timing is important. Waiting around can cost you the perfect property. If traditional lenders are slowing things down, Funding can get you the funds faster, so you don’t miss out on your opportunity.

Learn how bridging loans work, and how we can help buy your next property while waiting for your existing property to sell.

Hi, welcome to Funding. I’m here to explain how a bridging loan can make upsizing, downsizing or securing a new investment property, faster and stress-free.

When timing is important, waiting around can cost you the perfect property. When traditional lenders take too long, alternative bridging finance can get you the funds faster, so that you can seize opportunity.

One of the great things about a Funding bridging loan is how quickly we can move, thanks to our innovative technology.

This lets you get conditional approval in hours and funds within days, using the value of your existing property as security.

And if age, income, or something else is holding you back from getting finance, our team can help you find a solution.

At Funding, we’ve been specialising in bridging finance since 2015.

We know that every situation is unique, which is why we take the time to listen, understand your needs and provide genuine support.

Here’s how our bridging finance works:

Your loan is based on your property’s value, whether it’s residential, commercial or rural.

We give you flexible terms, from 1 to 24 months, so you have the time to sell at the best price, without worrying about temporary accommodation costs.

And with us, your capitalised costs, fees and interest stay steady. Interest and fees are added to your loan, and the loan is repaid at the end when you sell or refinance, without monthly payments along the way.

When you’re in the market for a new property, you need a lender that moves as fast as you do. Funding offers quick approvals, minimal paperwork and personalised support from our Australian team, making the process so much faster so you can focus on securing your next property stress-free.

Ready to get started? Apply now.

Disclaimer: Conditional approval within 4 hours applies during business hours. Requests made after 4 pm on Fridays will receive a quote the next business day. Settlement within 3 days is based on the application form being fully completed and all required supporting documentation being provided. The information provided is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation, or needs. You should consider whether the information is appropriate to your circumstances before acting on it or seek financial advice. Eligibility and approval are subject to standard credit assessment, and not all amounts, term lengths, or rates will be available to all applicants. Fees, terms and conditions apply. Refer to our Credit Guide. ACL 483665. Visit www.funding.com.au for more information.

downsizing

Simplify your downsize

Move Forward Faster with flexible Bridging Loans

Thinking about downsizing but worried about the financial gap between selling your current home and buying a new one? Funding's Bridging Loans are designed to make your transition seamless and stress-free. Get ahead, sooner, and enjoy the benefits of downsizing with ease.

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