Renovation Loans

Borrow up to $10M to cover your renovations, development projects, and other expenses from Funding. Settlement for renovation loans is possible within days!

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Build a bridge with our funding solutions

Bridging Loans

Short term loan secured against your existing property as a financial bridge

  • Buying and selling your property
  • Urgent settlements
  • Cash out / equity release
  • Upsizing and downsizing
  • Personal loan

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Business Loans

Access capital for you business when you need it or purchase a business or property

  • Investment / business purposes
  • Share purchases
  • Business cash flow / debt consolidation
  • Companies / individual borrowers

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Building Loans

Flexible and fast building loans to complete an incomplete development or building

  • Development / construction finance
  • Renovations / incomplete construction
  • Land bank and residual stock
  • New builds / owner builders

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Renovation Loans

Renovation loans are a great financing option to consider if you’re looking to upgrade your property or start a new development project. You can borrow money against a secured property and use it to cover your construction expenses without having to disrupt your cash flow or savings. If you’re looking for an all-in-one online platform where you can get home renovation loans, Funding is the answer. 

Funding makes digital mortgages faster and simpler – we are a leading mortgage marketplace for borrowers searching for financing. Borrow short-term property loans for any purpose, be it for personal or business reasons, and finance your home upgrades and renovations today.

Got more questions related to house renovation loans? Gain insights from our discussion below. 


What is the maximum amount for a renovation loan?

As with any loan – such as a home equity loan – many factors come into the equation when it comes to the maximum loan amount for renovation loans. The quality of your property, the property equity you hold, your loan term, your credit score, and the unique conditions of your lender are all essential factors. 

At Funding, you can borrow anywhere from $20,000 to $10 million, with terms from one to thirty-six months, through our renovation loans. Our usual LVR is typically 65% to 70% of the property value. Individuals, businesses, and trusts with sound real estate security who need short-term financing for their renovations, home builds, land banks, and other projects can find assistance with Funding.


Are home renovation loans fast?

As borrowers, you may have many other questions related to a commercial property loan or any type of loan you plan to get. It’s best to choose a lender that is readily available in case you have some questions or concerns. 

Funding takes pride in our dedicated customer support team, which you can conveniently reach online or via phone call. You can ask us questions like ‘What is a bridging loan?’ and we’ll be happy to answer them in a detailed and professional manner. You are welcome to reach our team at any point in your loan application, and we’ll do our best to assist you right away. 

Aside from the peace of mind that comes with knowing you can talk to a real person on the phone whenever you need assistance with your Funding loan application, you can also rest assured that your information is safe and secure on our platform. We use bank-level encryption and cutting-edge technology to protect your data and provide you with an intuitive, easy-to-use online platform. 


What are the available options for renovation loans in Australia?

If you are planning on doing home repairs or improvements, there is a range of renovation loans available to you in Australia. These financing options include home equity loans, personal loans, and home equity lines of credit. 

You can choose the type of renovation loan that suits your loan situation based on factors such as the type of property security you have, the amount you need to borrow, and your purpose of borrowing funds. The right lender will help you pick out the most suitable type of financing for your needs. 

Simply submit details of your loan scenario on Funding’s online platform, and we’ll create a personalised loan deal for you, including a custom quote. You will receive an outline of your unique bridging finance rates along with your conditional approval within the same day. After complying with the requirements and processing your application, your loan will be formally approved, and settlement is possible in as little as a few days, not weeks. 


Funding – Australia’s leading online mortgage marketplace

Funding has funded countless loans since 2015, helping Australians with their projects, goals, and dream builds, including home upgrades and renovations.

To begin your renovation loan application, you will be asked to submit the following information on our platform:

  • Basic personal information (name, email, phone number)
  • Loan details (purpose of the loan, loan principal, loan repayment terms)
  • Property information

The application process will allow you to upload additional documents that may help you get your loan approved. Be sure to check your loan application carefully before clicking the submit button, as errors could lead to your approval being delayed.

Apart from renovation loans, Funding also offers many financing options to help fund your needs. If you are a business owner looking to expand, purchase new equipment, or inject more capital into your operations, you can apply for a short-term business loan.

On the other hand, those who are looking to move into a new home before selling their current property can apply for a bridging loan. A bridging loan may also be a good choice for anyone looking for immediate short-term financing while they are still securing their long-term permanent financing. 

If you have any questions about our loan offers or our loan application process, contact us by emailing or calling us at 1300 44 33 19.

Funding is not your average online lender; we are an innovative and comprehensive mortgage marketplace. Discover what Funding can do for you, and get an Express Quote today! 

How to get started


Get started

Forget slow and frustrating banks. We put you in the fast lane. Get started now or call 1300 44 33 19.


Get approved

Same day approval. Yes, you read that right. Conditional approval provided the day you submit.


Formal approval

Conditional approval becomes formal approval once due diligence is completed and you sign your loan documents.



Not months. Not even weeks. Just days and in as little as 48 hours settlement can be arranged.

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Don’t take our word for it.

“Funding organised a bridging loan for my client in less than a week!! No other lender could have done this and you saved my clients deposit being lost. Great result.”

Scott Vine


“We approached Funding several months back as an alternative to our normal banks, and dealt with John from day one. From the start, the transparency was there, we knew pretty much at every point what was happening…..”



“Amazing Service! We were able to turn around a deal in 2 days so the client could settle on their dream home. Nathan worked tirelessly to get this across the line and make it a smooth experience for myself and my client. Highly Recommended.”

Sandy Kelso


“The team at Funding have been great to work with. The funds have been made available quickly and without fuss. We are about to start another project and will happily use Funding again”

Kerin Friswell


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