Construction Loans

Fast, simple loans for your next project.

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The trusted lender of choice for renovations, construction or small development loans.

We lend to property professionals that require short term funding secured against Australian real estate. We take a common sense approach to lending and can often assist where the banks cannot.

  • Access finance with a loan that’s secured against property.
  • $20,000 to $5m.
  • 1 month to 36 months.
  • Rates from 7.99% pa.
  • Settle in 3 to 5 days.
  • Loans for all purposes including renovations, home builds, land banks, development projects and residual stock.

Get an Express Quote

Construction loans and finance

What is the interest rate and fees?

The obligation free conditional approval will outline all rates and fees. It is tailored to your specific loan needs.

What is the LVR on loans?

The loan to value or LVR is the maximum lend secured over the property. Our typical LVR is 65% or lower of the property value. On some occasions, 70% may be considered depending on the location and type of security property.

What terms do you offer?

Loan terms are typically between 1 and 36 months.

What properties do you accept as security?

Residential, commercial and vacant land across Australia.

What type of borrowers can apply?

Borrowers can be individuals, companies or trusts borrowing for any purpose including personal or business. Borrowers must have sound real estate security, the ability to meet their repayments and a strong repayment strategy to exit the loan at the end of the term.

Why use funding.com.au for your construction loans and finance?

Direct Lender

Direct Lender

Our process values your time, making it quicker and easier to work together.

Learn and grow

Fast Settlements

Our simple process and fast decisions make funding possible in 3-5 days.

Dedicated Support

Online and phone support so you can speak to a real person about your needs.

How do I get started?

1

Express enquiry

Fill out our Express Quote below or call 1300 44 33 19.

2

Conditional approval

Submit your loan scenario and receive a same-day conditional approval.

3

Formal approval

Due diligence is completed and, on formal approval, loan documents are signed.

4

Settlement

Receive settlement within days. We have previously settled in under 48 hours.

Get an Express Quote

Contact the credit team:

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