Australia’s Leading Private Lender

Fast, simple private mortgage funding.

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Providing trusted private lending solutions.

We lend to businesses and individuals that require short term funding secured against their property. We take a common sense approach to lending and can often assist when the banks cannot.

  • Access finance with a loan that’s secured against Australian real estate.
  • $20,000 to $5m.
  • 1 month to 36 months.
  • Rates from 7.99% pa.
  • Settle in 3 to 5 days.
  • Loans for all purposes including purchases, refinances, cashflow, debt consolidation, new opportunity, start-up funding, property investment, renovation or development.

Get an Express Quote

Why Funding?

Direct Lender

Direct Lender

Our process values your time, making it quicker and easier to work together.

Learn and grow

Fast Settlements

Our simple process and fast decisions make funding possible in 3-5 days.

Personalised Customer Service

Online and phone support so you can speak to a real person about your needs.

Contact the credit team:

Alex Micallef

Senior Credit Manager

Kye Donnelly

Credit Officer

John Bryant

Loan Officer

How to get started


Express enquiry

Fill out our Express Quote below or call 1300 44 33 19.


Conditional approval

Submit your loan scenario and receive a same-day conditional approval.


Formal approval

Due diligence is completed and, on formal approval, loan documents are signed.



Receive settlement within days. We have previously settled in under 48 hours.

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Why our clients love us!

“I found Funding to be attractive as the yields are higher than one would normally get from banks. David has done a great job in keeping me up to date with my investments”

Investor QLD

Marcel Tay

“Don and the team at funding are responsive, proactive and regularly look outside the square to support my clients.

Keep up the great work team”

Broker VIC

Dean Ryan

“I’ve been investing with Funding for one year now, I’ve found the platform to be extremely easy to navigate and select investments appropriate to me. I would have no hesitation recommending Funding to my friends”

Investor NSW

Karyn Jordan

“The team at Funding have been great to work with. The funds have been made available quickly and without fuss. We are about to start another project and will happily use Funding again”

Borrower VIC

Kerin Friswell

Frequently Asked Questions

What is the interest rate and fees?

The obligation free conditional approval will outline all rates and fees. It is tailored to your specific loan needs.

What is the LVR on loans?

The loan to value or LVR is the maximum lend secured over the property. Our typical LVR is 65% or lower of the property value. On some occasions, 70% may be considered depending on the location and type of security property.

What terms do you offer?

Loan terms are typically between 1 and 36 months.

What properties do you accept as security?

Residential, commercial and vacant land across Australia.

What type of borrowers can apply?

Borrowers can be individuals, companies or trusts borrowing for any purpose including personal or business. Borrowers must have sound real estate security, the ability to meet their repayments and a strong repayment strategy to exit the loan at the end of the term.

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