Negative Gearing

Negative gearing occurs when the costs of owning an investment—such as a residential property—exceed the income it generates, creating a loss that can often be claimed as a tax deduction.

While it can reduce taxable income, negative gearing also lowers net return and may increase exposure to market risk. Investors weighing risk vs return may prefer diversified alternatives like the Funding Income Trust, which aims to deliver stable, asset-backed income without relying on tax-driven strategies.

DISCLAIMER: The information provided on this page is for general informational and educational purposes only and is never intended as financial advice. While we strive to ensure that the content is accurate and up-to-date, it may not reflect the most current legal or financial developments. Always consult with a qualified financial advisor or professional before making any financial decisions. Use the information at your own risk.

Glossary of Terms

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