Interest-Only Loan

An interest-only loan allows the borrower to repay just the interest for a set period—typically the initial loan term—with the principal due at the end.

This structure is common in bridging loans, where borrowers seek short-term funding and plan to repay the full amount through a property sale or refinance. Interest-only loans can help manage cash flow during transitions, provided there’s a clear exit strategy in place.

funding $1bn+ in bridging loans (billboard)

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Our expanded funding capability, combined with established long-term backing from retail, wholesale, and non-bank investors, enhances our capacity to deliver tailored finance solutions to more Australians looking to unlock their home equity and access capital faster.

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