Creditor

A creditor is any individual or institution that lends money or extends credit to a borrower with the expectation of repayment. This includes banks, private lenders, and secured lending providers.

If a borrower defaults, a creditor may pursue legal action and obtain a court judgement (CJ), which can negatively affect the borrower’s creditworthiness. In the context of bridging loans, Funding acts as the creditor—offering short-term finance secured against property with clearly defined exit strategies.

funding $1bn+ in bridging loans (billboard)

We’ve surpassed $1 billion in lending

And we’re not slowing down

Our expanded funding capability, combined with established long-term backing from retail, wholesale, and non-bank investors, enhances our capacity to deliver tailored finance solutions to more Australians looking to unlock their home equity and access capital faster.

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In Australia’s competitive property market, timing is often critical. For many property buyers, securing a new home or investment property...

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