Bridging Loan

A bridging loan is a short-term, interest-only loan used to “bridge” the gap between buying a new property and selling an existing one. It provides fast, flexible funding when timing is critical—helping borrowers act decisively in competitive markets.

At Funding, bridging loans are our specialty. We offer streamlined approvals, fast settlements, and tailored solutions backed by secured lending expertise. Whether you're upsizing, downsizing, developing, or refinancing, we work with borrowers to structure the loan around a clear exit strategy—usually the sale or refinance of property.

Key considerations include the loan-to-value ratio (LVR), the strength of the security property, and the borrower’s ability to repay within the short loan term (typically up to 36 months). Our team brings over a decade of experience in bridging finance, delivering certainty and speed when it matters most.