Commercial Property Loan

Grow your business by financing your commercial property with Funding. Apply for a commercial property loan today. Settlement is even possible in 48 hours!

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Build a bridge with our funding solutions

Bridging Loans

Short term loan secured against your existing property as a financial bridge

  • Buying and selling your property
  • Urgent settlements
  • Cash out / equity release
  • Upsizing and downsizing
  • Personal loan

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Business Loans

Access capital for your business when you need it or purchase a business or property

  • Investment / business purposes
  • Share purchases
  • Business cash flow / debt consolidation
  • Companies / individual borrowers

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Building Loans

Flexible and fast building loans to complete an incomplete development or building

  • Development / construction finance
  • Renovations / incomplete construction
  • Land bank and residual stock
  • New builds / owner builders

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Commercial Property Loan

A commercial property loan is secured against a lien or commercial real estate instead of a residential property. Many apply for a commercial mortgage to fund the purchase of a new property or more business equipment, cover their second mortgage, and more. 

However, loan and finance companies vary in terms of their turnaround times, process, and trustworthiness. For any type of loan – be it a commercial or home equity loan – it’s crucial to work with a reputable lender. 

Funding is a top-trusted mortgage marketplace in Australia. We offer some of the best commercial property loans with reasonable rates and quick turnaround times. Because we leverage a digitalised residential and commercial loan application process, getting funding is fast, simple, and online. You can borrow and have the funds you need to secure property loans from anywhere in the country. 

Every commercial property loan deal we offer our customers is tailored to their unique loan scenario, ensuring they get the right financial solution for their needs. Get the funds you need to grow your business with a commercial property loan from Funding. 

Got more questions related to a commercial property loan? Our answers below might help. 


What is the average interest rate for commercial property loans?

Like other types of loans, such as renovation loans and short-term property loans, commercial mortgage rates depend on a multitude of factors. Interest rates for a commercial property loan in Australia will depend on your loan amount, term, property equity, and credit score. To ensure you get a fair deal, go for a lender who is upfront with their pricing. 

Funding will offer you a personalised interest rate for your commercial property loan. You may request an Express Quote on our platform or by calling 1300 44 33 19. You can also submit your application on our platform and receive a no-obligation conditional approval within the same day. You will receive an outline of your applicable rates and fees customised to your specific loan needs. 


What type of property can I use for my commercial property loan?

You can use a commercial property loan for all types of business or commercial purposes. For example, you could borrow funding secured over industrial land, industrial building, shop fronts, commercial offices and so on. You can also borrow for business purposes or commercial use but secure it on a residential property. 

Funding offers dedicated support along with its commercial property loans. If you have any queries related to short-term business loans and other types of loans – how bridging finance rates are calculated – our team will gladly assist you. You can reach our team online or via phone call; you’ll feel more confident getting a loan knowing that you can speak with real people any time you need assistance. 


What are the requirements to qualify for a commercial property loan?

To take out a loan in Australia, such as a bridging loan or commercial property loan, you must be at least eighteen years old and be an Australian citizen or permanent resident. Most commercial finance lenders require you to have enough equity on your commercial property to meet their loan-to-value ratio (LVR) and a strategy to pay back the loan.

The Funding commercial property loan process is fast and hassle-free – from completing your application and complying with the requirements to settling your loan. After getting your Express Quote, send us details about your loan scenario, including information on your property. You will be able to receive conditional approval within the same day. Once our team has processed your application and given formal approval, you can sign the loan documents and receive the settlement in as little as 48 hours. 

Funding is a comprehensive marketplace for borrowers. Our LVR is typically 65% to 70% of the loan amount, with terms between one to thirty-six months. Residential and commercial properties, as well as vacant lands, can be used as loan securities here at Funding. 


Get fast and efficient commercial property loans with Funding

After observing a gap in the market for fast, simple, and efficient private lending in 2015, Funding came forth to disrupt bridging loans through innovative technology and revolutionise private lending in Australia. 

Since our inception, Funding has grown to become Australia’s most prominent mortgage platform and has established itself as a reputable non-bank lender in the finance sector. In the midst of a highly competitive, highly regulated industry, we’re passionate about creating small victories for everyday Australians purchasing property with short-term financial solutions. 

What sets Funding apart from the rest is that we use our own cutting-edge technology to reinvent property finance. We promise fast and flexible finance solutions, as well as bank-level encryption and security throughout our platform. You can benefit from the convenience of online commercial real estate loans, bridging loans, home equity loans, or other secured property loans without worrying about your data privacy. 

Get your Funding Express Quote today to get started on your commercial property loan application! 

How to get started


Get started

Forget slow and frustrating banks. We put you in the fast lane. Get started now or call 1300 44 33 19.


Get approved

Same day approval. Yes, you read that right. Conditional approval provided the day you submit.


Formal approval

Conditional approval becomes formal approval once due diligence is completed and you sign your loan documents.



Not months. Not even weeks. Just days and in as little as 48 hours settlement can be arranged.

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Don’t take our word for it.

“Funding organised a bridging loan for my client in less than a week!! No other lender could have done this and you saved my clients deposit being lost. Great result.”

Scott Vine


“We approached Funding several months back as an alternative to our normal banks, and dealt with John from day one. From the start, the transparency was there, we knew pretty much at every point what was happening…..”



“Amazing Service! We were able to turn around a deal in 2 days so the client could settle on their dream home. Nathan worked tirelessly to get this across the line and make it a smooth experience for myself and my client. Highly Recommended.”

Sandy Kelso


“The team at Funding have been great to work with. The funds have been made available quickly and without fuss. We are about to start another project and will happily use Funding again”

Kerin Friswell


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