Commercial Bridging Loan Calculator

Request a personalised quote from Funding now instead of relying on a random commercial bridging loan calculator. Our process is online from start to finish!

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Build a bridge with our funding solutions

Bridging Loans

Short term loan secured against your existing property as a financial bridge

  • Buying and selling your property
  • Urgent settlements
  • Cash out / equity release
  • Upsizing and downsizing
  • Personal loan

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Business Loans

Access capital for your business when you need it or purchase a business or property

  • Investment / business purposes
  • Share purchases
  • Business cash flow / debt consolidation
  • Companies / individual borrowers

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Building Loans

Flexible and fast building loans tho complete an incomplete development or building

  • Development / construction finance
  • Renovations / incomplete construction
  • Land bank and residual stock
  • New builds / owner builders

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Commercial Bridging Loan Calculator

You may be asking, ‘How much does a bridging loan cost?’ 

A commercial bridging loan calculator can be used to get an estimate, but if you want a personalised and more realistic quote, it’s best to request it directly from your lender. However, for most traditional lenders like banks, it may take some time for them to get back to you because they still use slow, manual processes. 

At Funding, you can get a customised quote for your desired loan – be it a bridging loan or commercial property loan – within just a few minutes. We have an online platform where you can get an Express Quote from anywhere in Australia. With our cutting-edge technology, we can deliver faster and more convenient loaning processes than most traditional lenders in the country. 

Do you have other questions related to bridging loans and a commercial bridging loan calculator? You may gain some insights from our discussion below. 


Is a bridging loan similar to a commercial loan?

Before people look for a commercial bridging loan calculator, they typically ask ‘What is a bridging loan?’ first. A bridge loan lets you borrow money against your property equity. It may be residential or commercial bridge financing, but it is different from a regular commercial loan. 

Bridge loans are a short-term financing solution for immediate opportunities in real estate. They allow you to purchase property using the equity of your existing home or property. Commercial loans, meanwhile, typically have longer terms and are used to purchase business equipment, renovate commercial spaces, and many others. 

You may get a loan from Funding for any purpose, be it personal or for business. Residential and commercial properties, as well as vacant land located in Australia, are all accepted as loan security here at Funding. 

Anyone with sound real estate, a proven ability to repay their loan (through financial documents and other requirements), and a strong repayment strategy is welcome to borrow funds from Funding, whether you are an individual, company, or trust. 

Do I need equity for a bridging loan?

If you’ve looked up ‘How much can you get a bridging loan for?’ alongside your searches for a commercial bridging loan calculator, you must’ve come across terms such as property equity and loan-to-value ratio (LVR). You need equity in your property to qualify for a bridge loan. In Australia, the amount you can borrow under a home equity loan depends on the LVR as well as the actual value of your property. 

At Funding, for example, our typical LVR is usually 65% to 70% of the property value, depending on factors such as the location and type of security property.

You can conveniently submit details of your unique loan scenario on our platform to receive same-day conditional approval, including an outline of your applicable bridging finance rates and fees – no need to use a random commercial bridging loan calculator. 


How is a bridge loan calculated?

Many factors are taken into account when it comes to calculating your bridging loan, including the purchase price of the property you want to buy, the equity you have over your current property, the interest rates of your initial loan as well as your bridge loan, and a lot more. It can be pretty confusing to calculate the costs of bridging finance without expertise, so it’s ideal to consult experts. 

Funding offers personalised customer support – we’d be happy to answer ‘How do you calculate a bridge loan?’ or any other questions you may have regarding our services. You can also get a loan quote tailored to your loan scenario within minutes on our platform. 

After getting your personalised loan quote, submitting your loan details, and receiving conditional approval, our team will work closely with you to process the formal approval of your loan application and have the necessary documents signed. Once completed, you can receive a settlement in as little as 48 hours. 


Simpler and faster loans with Funding

Funding is a comprehensive mortgage marketplace; we seek to revolutionise loans by using innovative technology to make the process quick, easy, and efficient for our borrowers. We have various loan offers for your specific needs.

For example, if you need immediate funding and have eligible property, you can apply for our short-term property loans, which can be used for any purpose such as purchases, refinances, debt consolidation, renovation, and more. If you are a business owner or enterprise, you may consider applying for our short-term business loans, which you can use for expansion, buying new equipment, and the like.

You will need to provide us with the following information to apply for a loan:

  • Basic personal information (name, email, and phone number)
  • Loan details (purpose of the loan, loan principal, and loan repayment terms)
  • Property information

If you have any relevant documents that will help get your loan approved, you can upload them as well. Please review your loan application again before clicking the submit button, as errors could delay your approval.

If you have any questions regarding our loan products or application process, please contact us by email at or by phone at 1300 44 33 19.

Get a personalised Express Quote from Funding today.

How to get started


Get started

Forget slow and frustrating banks. We put you in the fast lane. Get started now or call 1300 44 33 19.


Get approved

Same day approval. Yes, you read that right. Conditional approval provided the day you submit.


Formal approval

Conditional approval becomes formal approval once due diligence is completed and you sign your loan documents.



Not months. Not even weeks. Just days and in as little as 48 hours settlement can be arranged.

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Don’t take our word for it.

“Funding organised a bridging loan for my client in less than a week!! No other lender could have done this and you saved my clients deposit being lost. Great result.”

Scott Vine


“We approached Funding several months back as an alternative to our normal banks, and dealt with John from day one. From the start, the transparency was there, we knew pretty much at every point what was happening…..”



“Amazing Service! We were able to turn around a deal in 2 days so the client could settle on their dream home. Nathan worked tirelessly to get this across the line and make it a smooth experience for myself and my client. Highly Recommended.”

Sandy Kelso


“The team at Funding have been great to work with. The funds have been made available quickly and without fuss. We are about to start another project and will happily use Funding again”

Kerin Friswell


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