Short Term Business Loans

Short term business loans are a great way to fund various business needs. With Funding, you can enjoy a simple loan application process with fast approval!

Get Started

Scroll to content

Why Funding?

Bridging Loans

Short term loan secured against your existing property as a financial bridge

  • Buying and selling your property
  • Urgent settlements
  • Cash out / equity release
  • Upsizing and downsizing
  • Personal loan

Get Started

Business Loans

Access capital for your business when you need it or purchase a business or property

  • Investment / business purposes
  • Share purchases
  • Business cash flow / debt consolidation
  • Companies / individual borrowers

Get Started

Building Loans

Flexible and fast building loans to complete an incomplete development or building

  • Development / construction finance
  • Renovations / incomplete construction
  • Land bank and residual stock
  • New builds / owner builders

Get Started

Short Term Business Loans

There are many reasons why companies look for short term business loans online. It could be for refinancing, debt consolidation, start-up funding, bridging loans, renovation loans, and the like. Regardless of your reasons for looking for these types of short term business loans, Funding can help.

We offer short term loans for businesses with a common sense approach, allowing us to assist clients in a wide range of financing issues. Since 2015, we’ve had thousands of Australian individuals and companies come to us for help, and with numerous loans funded, we have no plans stopping – we’re here to make quick and efficient lending more and more accessible in the country.

Our industry professionals work hard to ensure that all our clients get the best deals possible with us. One of the ways we do this is by utilising the latest technology across our product suite to stay ahead of the curve. When you work with us, you’ll quickly see why we’re the home of faster and simpler digital mortgages.


What are the best short term loans for businesses?

Funding is a great place to start if you’re looking for fast short-term business loans. 

The types of property we accept as security are commercial property, residential property, and vacant land across Australia. The loan amount you’ll receive approval on depends on your property location and type of security property.

When you take out a loan with us, you gain access to funding ranging from $20,000 to $10,000,000, with repayment periods of one to thirty-six months. We offer same-day conditional approval, and, if everything is in order and your loan is finalised, you’ll receive your settlement in three to five days, so you can quickly address whatever financial issues you or your company are facing.

If you’re wondering whether or not you’re eligible to apply for a loan with Funding, here are our base criteria for all our borrowers: you must have good real estate security and a strong repayment strategy for the loan. Whether you’re an individual, a large organisation, or a trust looking to take out a loan, you can reach out to Funding and we’ll work out what’s best for you.


Is it easier to get short term business loans online?

Applying for a short term business loan online is much easier than applying for one in person, mainly because you can do it in the comfort of your own home. Furthermore, the entire application and settlement process is conducted online, which allows for a more expedited process. Whether it’s for short term bridging loans, commercial property loans, or caveat loans, our fast decisions make funding possible in three to five days.

The process is also straightforward as you’ll only need to input the following information:

  • Basic personal information (name, email, phone number)
  • Loan details (purpose of the loan, loan principal, loan repayment terms)
  • Property information

At the end of the application, you will have the option to upload any files you may think are relevant to your loan application. Once you’ve inputted all the relevant information, take a quick look through all the information you’ve submitted to ensure everything is accurate and you aren’t missing any information. 

Take note that missing or incorrect information could cause the approval process to be delayed or denied. 


What is the average interest rate for short term business loans?

The average interest rate for short term loans for businesses depends on the principal and the loan repayment period. The principal is the entire loan amount you’ve been approved for and taken out, and the loan repayment period is how long you’ll be paying off the loan. 

One thing that may help you as you consider taking out a loan with us is our same-day obligation-free conditional approval that will contain all the rates and fees you’ll need to know. If you want to get an idea of your bridging finance rate, you can easily request a personalised Express Quote. There’s no need to look for a random bridging loan calculator elsewhere online.

Taking out a short term business loan with Funding is cheaper than with unsecured lenders. Unsecured loans usually have much higher interest rates due to the lack of security that these types of loans provide. 


Get fast and straightforward short term business loans with Funding!

Looking for a quick short term business loan on the internet can be overwhelming, and it can be even more discouraging when you come across lenders with lengthy processes and slow approval times that require tons of paperwork. With us, submitting your loan scenario is as easy as a few clicks, and securing funding takes as little as a few days.

We are quickly becoming Australia’s leading lender for businesses in search of short-term funding secured against their property. Our goal is to provide you with a solution to your business finance woes with minimal trouble. At Funding, we can guarantee you a smooth application process and the opportunity for a quick approval. 

If you need more assistance or information, contact our customer service team on our website, through email at, or by calling us at 1300 44 33 19.

Get an Express Quote with us today.

How to get started


Get started

Forgot slow and frustrating banks. We put you in the fast lane. Get started now or call 1300 44 33 19.


Get approved

Same day approval. Yes you read that right. Conditional approval provided the day you submit.


Formal approval

Conditional approval becomes formal approval once due diligence is completed and you sign your loan documents.



Not months. Not even weeks. Just days and in as little as 48 hours settlement can be arranged.

Get Started

Don’t take our word for it.

“Funding organised a bridging loan for my client in less than a week!! No other lender could have done this and you saved my clients deposit being lost. Great result.”

Scott Vine


“We approached Funding several months back as an alternative to our normal banks, and dealt with John from day one. From the start, the transparency was there, we knew pretty much at every point what was happening…..”



“Amazing Service! We were able to turn around a deal in 2 days so the client could settle on their dream home. Nathan worked tirelessly to get this across the line and make it a smooth experience for myself and my client. Highly Recommended.”

Sandy Kelso


“The team at Funding have been great to work with. The funds have been made available quickly and without fuss. We are about to start another project and will happily use Funding again”

Kerin Friswell


Back to top