Looking for quick and flexible loans? Apply for bridging finance with Funding and enjoy a fast and simple financing experience. Receive settlement in days, not weeks.

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Build a bridge with our funding solutions

Bridging Loans

Short term loan secured against your existing property as a financial bridge

  • Buying and selling your property
  • Urgent settlements
  • Cash out / equity release
  • Upsizing and downsizing
  • Personal loan

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Business Loans

Access capital for your business when you need it or purchase a business or property

  • Investment / business purposes
  • Share purchases
  • Business cash flow / debt consolidation
  • Companies / individual borrowers

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Building Loans

Flexible and fast building loans to complete an incomplete development or building

  • Development / construction finance
  • Renovations / incomplete construction
  • Land bank and residual stock
  • New builds / owner builders

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Bridging Finance

You might be looking to purchase a property with a quick completion deadline but don’t have enough for the upfront costs. Don’t worry – if you need immediate funding, you can consider applying for secured bridging finance. Various individuals and companies use bridging finance as a temporary solution to cover operating costs or fund projects during a short-term gap in income or financing.

Those seeking short-to-medium-term bridging loans can turn to us at Funding. We have been in service since 2015 and continue to provide our services as an award-winning private lender, upheld by industry experts who work tirelessly to get you the deals that you deserve. 

We’ve rapidly grown to become Australia’s leading mortgage marketplace and established ourselves as a reputable non-bank lender within the finance industry.

Get in touch with us today to learn how we can help you.


What are the advantages of bridging finance?

Bridging finance is available for a wide range of situations that need immediate funding, but in most cases, clients apply for bridging finance when they purchase a new property before their current property sells. A few other uses for these types of financing are for your business cash flow, the completion of a construction project, property, refinancing, and more.

You can use your bridging loans from Funding for a variety of purposes. One of the benefits of our bridging finance is that we provide a fast and simple application process with quick approval times. Once you receive your formal approval for your loan, you can get your loan in your bank in as little as a few days, not weeks. 

If you’re wondering why our approval times are so quick, it’s because our direct lending model cuts to the chase. We don’t go through an intermediary, such as a bank, and this allows us to cut down on processing times. Our process values your time, making loan applications faster and simpler.

All of our loans, ranging from $20,000 to $10 million, are secured against Australian property, and we accept residential and commercial properties, as well as vacant land. Your loan amount is determined by the loan-to-value ratio, or LVR, which is the maximum loan secured over your property, depending on your property type and location. Typically, we can lend up to 65% to 70% of the property value.


Are there different options for bridge loan repayment?

Bridge loan repayment options depend on your bridging finance company. When you take out a loan with us at Funding, you get to enjoy standard monthly repayments, so you don’t have to worry about paying off a big lump sum on the maturity date. 

Take note that you need a strong repayment strategy for your loan when applying for any type of loan with us, including short-term business loans, renovation loans, and even our second mortgage loan option.

To apply for a loan with us, you will need to provide the following information:

  • Basic personal information (name, email, and phone number)
  • Loan details (purpose of the loan, loan principal, and loan repayment terms)
  • Property information

Additionally, you can upload any relevant documents that will help get your loan approved. Before clicking the submit button, review your loan application again, as errors could delay your approval.

After you submit your loan details for an Express Quote, you will receive a same-day conditional approval, including an outline of your potential bridging finance interest rates and fees. If you proceed with the offer and obtain formal approval, you can complete the settlement within days.


Is it possible to extend my bridging loan term?

The possibility of extending a bridging loan term is dependent on your loan provider. At Funding, our available repayment tenures range from one month to thirty-six months. If you choose to take out a loan with us, you’ll be glad to know we allow loan extensions for three to six months if the borrower is looking to refinance their loan.

At Funding, we use a common sense approach to lending and work to be able to assist where traditional lenders such as banks are unable to. We know that circumstances may arise wherein you may have to delay your payments or look for alternative financing, which is why we try to find ways to make your repayments easier by allowing loan extensions.



Apply for fast and simple bridging finance at Funding.

Our team at Funding works hard to help alleviate the stress of taking out a bridging finance loan. We also offer a wide range of loan options, including short-term property loans, caveat loans, and home equity loans

Our entire loan application and repayment processes are conducted online to support a hassle-free loan experience. We aim to get your funds to you as soon as possible once you’re approved, so you can tide over your monetary issues right away. With the use of bank-level encryption and security, you can rest assured that your assets and information are protected as well.

For any queries regarding our loan products or loan application process, please contact our customer service team by emailing or calling us at 1300 44 33 19.

Get your Express Quote with Funding today, and enjoy the benefits of loaning with Australia’s bridging lender of choice.

How to get started


Get started

Forget slow and frustrating banks. We put you in the fast lane. Get started now or call 1300 44 33 19.


Get approved

Same day approval. Yes, you read that right. Conditional approval provided the day you submit.


Formal approval

Conditional approval becomes formal approval once due diligence is completed and you sign your loan documents.



Not months. Not even weeks. Just days and in as little as 48 hours settlement can be arranged.

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Don’t take our word for it.

“Funding organised a bridging loan for my client in less than a week!! No other lender could have done this and you saved my clients deposit being lost. Great result.”

Scott Vine


“We approached Funding several months back as an alternative to our normal banks, and dealt with John from day one. From the start, the transparency was there, we knew pretty much at every point what was happening…..”



“Amazing Service! We were able to turn around a deal in 2 days so the client could settle on their dream home. Nathan worked tirelessly to get this across the line and make it a smooth experience for myself and my client. Highly Recommended.”

Sandy Kelso


“The team at Funding have been great to work with. The funds have been made available quickly and without fuss. We are about to start another project and will happily use Funding again”

Kerin Friswell


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