A new kind of bridging lender

Scroll to content

A new kind of lender

Bridging loans are not a widely understood part of the mortgage market. That’s where Funding comes in. Our mission is to help people build the bridge they need from one financial situation to the next through short term bridging loans. We want to change the way everyday Australians can access funding and invest in property.

But we don’t stop there. We’ve revolutionised the way bridging loans are offered through ground-breaking technology that makes the whole loan process faster, simpler and more efficient.

We’ve already come so far, but there’s even more excitement in store.


How it all began

Funding started operations in 2015 when founder and CEO Jack O’Reilly identified a gap in the market. The big banks were not effectively serving short-term mortgage customers. People who deserved better were not being offered the right products for their needs.

Since inception, Funding has rapidly grown to become a reputable non-bank fintech and the leading choice for bridging loans in Australia. Every bit of success we’ve achieved can be put down to focusing on the customer. We create products that benefit you and add value to your life.


Kickstarted with smart partnerships

Part of our success is working with the right partners. Our long relationship with Equity Venture Partners (EVP) and MA Financial is evidence of this.


Partners since 2019, their venture fund specialises in hyper-growth technology businesses, perfect for a company whose ‘what’ is finance but ‘how’ is technology.

EVP is a venture capital firm focused on early-stage B2B SaaS and marketplace companies. They make high conviction investments, underpinned by ambition, pragmatism and a deep understanding of the software journey. Based in Sydney, EVP currently has over $270m under management.


MA Financial Group has provided warehouse financing from a fund it manages to diversify our capital base.

MA Financial is an ASX-listed financial services firm specialising in asset management, lending, corporate advisory and equities. Since 2009 the firm has advised on over $110 billion of transactions and raised over $12 billion of equity capital for clients. It has $9.6 billion in assets under management.*

*As at April 2024

One team. Many leaders.

We are a diverse, high-performing team of experienced lending, credit, sales, technology, marketing and funds management professionals from various backgrounds, who have come together to lead Funding into its next phase of growth. Our key strengths and complementary skillsets have allowed us to differentiate ourselves in the industry, giving us the ability to scale expansion swiftly and dominate in the fintech space.

Jack O’Reilly

Founder & CEO

Jack’s an entrepreneur at heart with an innovative approach to solving problems. With over a decade of experience in lending and fixed income investments, Jack was awarded Young Leaders in Finance, CEO of the Year 2018. Jack not only leads his team to success at Funding but was also admitted as a Lawyer to the Supreme Court of Queensland and High Court of Australia, just one among many notable achievements.

Dani Davidson

Chief Performance Officer

Driving the vision of the business, Dani leads the team by overseeing operations, strategy and finance. As a strong advocate for diversity in the workplace, Dani was recently recognised in the Mortgage Professional Australia Elite Women list for 2022. Dani’s leadership experience and distinct skillset comes from her background previously working as a lawyer in the area of dispute resolution and litigation after being admitted to the Supreme Court of Queensland.

Daniel Szekely

External Director

Daniel joined the board of Funding after an equity investment from EVP. Prior to joining EVP, he spent five years as a corporate and commercial lawyer leading a specialist start-up-focused legal practice. Daniel combines deep commercial and transactional experience with a pragmatic start-up perspective, making him a sought-after board member, mentor and advisor, both within and external to the EVP portfolio.

Steven Brown

Chief Technology Officer

Steven is challenged with ensuring Funding stays ahead of the curve as the early adopters of innovation in the fintech space. With a host of senior software and developer roles in various industries across large-scale global organisations, Steven has distinguished himself as a well-rounded and experienced IT professional.

Steven Galdona

Head of Credit

Leading a dynamic team of credit officers and loan writers, Steven is challenged with the day-to-day operations for the busy and ever-growing credit department. With over 25 years’ experience in credit management roles, Steven has a solid track record of leading teams to success, including senior managerial positions at Bank of Queensland, Suncorp, Move Bank and other non-bank lenders.

Paul Bywater

Head of Finance

At the helm of our Finance team, and with over 25 years experience in accounting, treasury, and senior financial management roles, Paul is responsible for leading the strategic and operational elements of Funding’s finances.

A qualified chartered accountant with significant engagement in the banking and finance sector, Paul has previously operated at a senior financial and executive level for several of New Zealand’s major corporates and SOE’s. Prior to this Paul worked for global accountancy firm KPMG in New Zealand and London, working within the audit, corporate finance and insolvency practices.


Chief Barketing Officer

Harlem is a key driver in Funding’s success. He keeps the office safe and makes sure everyone knows when he is on deck for snacks and cuddles.

Doing our bit for the community

Each year the team selects a different charity to financially contribute to. This year our chosen charity partner is the Animal Welfare League Queensland (AWLQ).

The AWLQ is a charity founded on the Gold Coast with the core mission of rehoming abandoned and surrendered companion animals. It operates four rehoming centres in South East Queensland, caring for up to 17,500 animals each year.

The AWLQ is near and dear to our heart. Our very own Chief Barketing Officer, Harlem O’Reilly, was adopted from the AWLQ. As a shelter puppy, he was given a second chance – and now we couldn’t imagine work or life without him. Our regular financial contribution will assist the AWLQ to continue their life-saving work and create brighter futures for animals in need.

Contact Us

Media Enquiries

Contact the team


General Enquiries

Contact the Team

1300 44 33 19

Join the team

At Funding, we are using technology, efficiency and better customer journeys to reinvent property finance and investing. We’re building something that’s never existed before, and we’re always looking for people who are passionate about complex problem solving and keen to design and shape the future of financial services.

Current Openings

Back to top