Short Term Commercial Loans

Borrow short term commercial loans and acquire secured property loans here at Funding! We are a premier mortgage marketplace leveraging fast approval times.

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Build a bridge with our funding solutions

Bridging Loans

Short term loan secured against your existing property as a financial bridge

  • Buying and selling your property
  • Urgent settlements
  • Cash out / equity release
  • Upsizing and downsizing
  • Personal loan

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Business Loans

Access capital for your business when you need it or purchase a business or property

  • Investment / business purposes
  • Share purchases
  • Business cash flow / debt consolidation
  • Companies / individual borrowers

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Building Loans

Flexible and fast building loans to complete an incomplete development or building

  • Development / construction finance
  • Renovations / incomplete construction
  • Land bank and residual stock
  • New builds / owner builders

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Short Term Commercial Loans

In a highly competitive industry, opportunities to grow your business come and go so easily. A new lucrative property, discounted business equipment, or advanced technology – these are just examples of business opportunities you shouldn’t miss out on, but unfortunately, they cost a lot of money. If you don’t have the cash to buy that new property or equipment but have equity over another property, you can borrow short term commercial loans so you can grab the opportunity as soon as it arises. 

Get short term property loans fast at Funding. We are a leading mortgage marketplace in Australia, offering a suite of loan options for individuals, businesses, and trusts who need to borrow money for any reason. If you have sound real estate equity over vacant land, residential property, or commercial property located in Australia, you can get short term business loans or other home equity loan options at Funding. 

Getting short term commercial loans can be a huge step for your business, so here are other factors to consider before you get one. 


What are the different short term commercial loan options in Australia?

Short term commercial loans come in various types, but the most common ones include commercial bridging loans, commercial second mortgage loans, and building loans. Not all lenders offer them, however, so make sure to check first if your lender can offer you a tailored loan option that suits your needs and unique loan scenario best. 

All you need to get started with Funding short term commercial loans is to request an Express Quote and send us your unique loan situation so we can check ahead what loan offer will be the ideal match for you. Once you receive formal loan approval, you’re just a few days away from settlement – not weeks. In fact, we’ve settled in as little as three to five days. 


How do I qualify for a short term commercial loan?

Short term commercial loans are for established businesses or individuals looking to start a new business. To qualify for commercial loans, you may have to provide proof of your business or a statement of your annual revenue. If you want a commercial property loan, you’ll need to have property equity over your commercial property, which will be used as security for your loan. 

Requirements and qualifications vary from lender to lender, so it’s helpful to work with a lender who is open to any questions or concerns you may have from the start to the finish of your loan application process. 

Not sure if you qualify for a Funding loan? We’ll be happy to address any questions you have for us. We just need you to have equity in Australian property and a solid repayment or loan exit strategy to get a Funding loan. If you need further clarification, you may reach us online or via phone call. We have a dedicated customer service team, so you get peace of mind knowing that you can always talk to a real person at any point in your transactions with us. 


What is the maximum account you can borrow on short term business loans?

Many factors come into play when it comes to how much you can borrow from short term commercial loans, such as the quality of your assets, the value of your property equity, the loan-to-value ratio (LVR), your credit profile, and more. These factors can also affect your short term commercial loan rates, so as much as possible, get a loan from a lender who is upfront about the rates and fees they charge you. 

The usual LVR at Funding is 65% to 70% of the property value, depending on the location and type of security property. This means that you can borrow a bigger amount the bigger the property equity you hold. We’ll also give you an outline of all your applicable fees when you get same-day conditional approval from us. Our rates are always competitive and personalised to your loan scenario, whether you’re getting short term commercial loans, renovation loans, caveat loans, or other types of short term loans. 

Funding also boasts bank-level encryption and security on top of our advanced technology, so you can rest assured that any information you share with us will be kept safe and confidential. You can trust that our team will only use your data to process your loan. 

We will ask you to submit the following information on our platform in order to begin your loan application:

  • Basic personal information (name, email, phone number)
  • Loan details (purpose of the loan, loan principal, loan repayment terms)
  • Property information

You will be able to upload additional documents during the application process that may help you get approved for a loan. Ensure your loan application is error-free before clicking the submit button, as errors could delay your approval.

Please contact us if you have any questions about our loan offers or our loan application process by sending us an email at or by phoning us at 1300 44 33 19.

It only takes a few minutes to get a personalised quote for your short term commercial loan at Funding – request your free no-obligation quote now!

How to get started


Get started

Forget slow and frustrating banks. We put you in the fast lane. Get started now or call 1300 44 33 19.


Get approved

Same day approval. Yes, you read that right. Conditional approval provided the day you submit.


Formal approval

Conditional approval becomes formal approval once due diligence is completed and you sign your loan documents.



Not months. Not even weeks. Just days and in as little as 48 hours settlement can be arranged.

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Don’t take our word for it.

“Funding organised a bridging loan for my client in less than a week!! No other lender could have done this and you saved my clients deposit being lost. Great result.”

Scott Vine


“We approached Funding several months back as an alternative to our normal banks, and dealt with John from day one. From the start, the transparency was there, we knew pretty much at every point what was happening…..”



“Amazing Service! We were able to turn around a deal in 2 days so the client could settle on their dream home. Nathan worked tirelessly to get this across the line and make it a smooth experience for myself and my client. Highly Recommended.”

Sandy Kelso


“The team at Funding have been great to work with. The funds have been made available quickly and without fuss. We are about to start another project and will happily use Funding again”

Kerin Friswell


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