Australia’s ‘Self Employed’ Lender of Choice

Fast, simple, low doc mortgage funding.

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The trusted lender of choice for self employed and low doc borrowers.

We lend to self employed individuals and business owners seeking short term funding secured against property. We take a common sense approach to lending and can often assist when the banks cannot.

  • Access finance with a loan that’s secured against property.
  • $20,000 to $5m.
  • 1 month to 36 months.
  • Settle in 3 to 5 days.
  • Loans for the self-employed for all purposes including purchases, refinances, renovations, home builds, land banks and development projects.

Get an Express Quote

Why Funding?

Direct Lender

Direct Lender

Our process values your time, making it quicker and easier to work together.

Learn and grow

Fast Settlements

Our simple process and fast decisions make funding possible in 3-5 days.

Personalised Customer Service

Online and phone support so you can speak to a real person about your needs.

How to get started


Express enquiry

Fill out our Express Quote below or call 1300 44 33 19.


Conditional approval

Submit your loan scenario and receive a same-day conditional approval.


Formal approval

Due diligence is completed and, on formal approval, loan documents are signed.



Receive settlement within days. We have previously settled in under 48 hours.

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Why our clients love us!

“Funding organised a bridging loan for my client in less than a week!! No other lender could have done this and you saved me clients deposit being lost. Great result.”


Scott Vine

“We approached Funding several months back as an alternative to our normal banks, and dealt with John from day one. From the start, the transparency was there, we knew pretty much at every point what was happening…..”



“Amazing Service! We were able to turn around a deal in 2 days so the client could settle on their dream home. Nathan worked tirelessly to get this across the line and make it a smooth experience for myself and my client. Highly Recommended.”


Sandy Kelso

“The team at Funding have been great to work with. The funds have been made available quickly and without fuss. We are about to start another project and will happily use Funding again”


Kerin Friswell

Frequently Asked Questions

What is the interest rate and fees?

The obligation free conditional approval will outline all rates and fees. It is tailored to your specific loan needs.

What is the LVR on loans?

The loan to value or LVR is the maximum lend secured over the property. Our typical LVR is 65% or lower of the property value. On some occasions, 70% may be considered depending on the location and type of security property.

What terms do you offer?

Loan terms are typically between 1 and 36 months.

What properties do you accept as security?

Residential, commercial and vacant land across Australia.

What type of borrowers can apply?

Borrowers can be individuals, companies or trusts borrowing for any purpose including personal or business. Borrowers must have sound real estate security, the ability to meet their repayments and a strong repayment strategy to exit the loan at the end of the term.

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