How to speed up your private mortgage approval process | Funding


Do you need an urgent private mortgage loan for your business or perhaps want to buy a home? At Funding our process is simple, and our decisions are fast. We are able to provide you with fast settlements in as little as 3 to 4 days or less. To help us speed up your private mortgage approval process and eliminate any delays, there are some measures you can take.

We have listed down the essential steps you can take to prepare and speed up your private mortgage approval process with us.

  1. Have your documentation ready: To process your mortgage application, you will need to provide with all supporting and necessary documents such as appropriate identification for all borrowers, pay slips and bank account statements. You can obtain a full list of supporting document requirements here. By having all your paperwork ready when you apply for a private mortgage will save time going back and forth. It is essential that the documents you provide are clear, up to date and legible to process your application.
  2. Provide full disclosure of information: In order to verify your documentation and loan application, ensure you provide full disclosure of your credit history, security/ guarantee details and repayment strategy. This will help us to evaluate your application quickly and thoroughly.
  3. Fill out your online application: Fill out your private mortgage application online. Provide all the required documentation. If you have any queries, please contact our loan staff. Once your application is completed, our online platform automatically creates an account for you. You will then be sent an email with your login details to sign into your account.

We value your time and we focus on making it easier for us to work together. Funding is disrupting the mortgage industry reducing the application to settlement time down to 7 days or less. We take the common sense approach to lending and can often assist when the banks cannot.

Get more information on our private mortgage product or submit an express enquiry quote today!

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Property loans for all purposes.

We lend to individuals and companies looking for short to medium term loans for any purpose. We take a common sense approach to lending and can often assist when the banks cannot.

  • Purchase, refinance or cash out.
  • Urgent bridging loans and short term loans.
  • Business and personal loans.
  • Vacant land.
  • Cash out & ATO Debts.
  • Commercial property.
  • Non-residents, bad credit or self employed.


The obligation free conditional approval will outline all rates and fees. It is tailored to your specific loan needs.

The loan to value or LVR is the maximum lend secured over the property. Our typical LVR is 65% or lower of the property value. On some occasions, 70% may be considered depending on the location and type of security property.

Loan terms are typically between 1 and 36 months.

Residential, commercial and vacant land. In all metropolitan areas in all states.

Borrowers can be individuals, companies or trusts borrowing for any purpose including personal or business. Borrowers must have sound real estate security, the ability to meet their repayments and a strong repayment strategy to exit the loan at the end of the term.