Investing for Retirement | Funding

Regular monthly income*

From 7%pa*

Make the most of your
retirement savings.

Many Australian seniors want to have an additional source of income during retirement, rather than relying solely on either the Age Pension or Superannuation.  Will you have enough money to maintain your lifestyle without a constant income stream? Your retirement years shouldn’t have to mean scrimping and living below the standard you’re used to. Investing in a diversified property portfolio has become a popular choice for building a regular income stream for retirees.

Why Invest?

Regular Income

Build a regular monthly income stream for your retirement lifestyle. Join other investors, retirees and self-managed super funds (SMSF) enjoying frequent interest payments direct to their account.

First Mortgage Security

Investor loans are secured by a registered first mortgage over real estate. In the event of default, the asset can be sold to recover the principal, interest and costs.

Diversify Your Investment

Each investment is in a single stand-alone mortgage and the investor can diversify their portfolio by selecting and investing in multiple investments on offer.

Online Investment Account

Our investment platform provides investors with the opportunity to receive monthly income payments by selecting and investing in a range of registered first-mortgage loans. Each loan is sourced by our experienced mortgage team and offers differing levels of returns, and duration of term.


How much do I need to get started?

You can sign up free and view all our available investments. The first time you top up your account, you will need to add $5000.

Once your funds have landed in your account, you can start selecting and investing from as little as $1000.

How do I get started?

Step 1

Sign up

Create a free account by signing up online here.

Step 1

Step 2

Top up your account

Top up funds to your account. These funds will be held in trust until you select an investment to invest in.

Step 2

Step 3

Start investing!

Select and invest in investments online and via email.

Step 3

How are we different?

Our Team

We are a team of experienced credit, mortgage and funds management professionals. Our engaged approach and attention to detail differentiates us from other lenders and platforms.


We are first and foremost a lending company with a key focus on underwriting quality property loans. Our due diligence, credit decisioning and underwriting process comes from years of real world lending experience.


Investor loans are secured by a registered first mortgage over real estate. In the event of default, the asset can be sold to recover the principal, interest and costs.

Our Current Investments

Investment 1
Investment 2
Investment 3


During the loan application process and the borrower agree on a suitable interest rate based on the LVR, property location and other factors.

Our Loans are backed by a registered first mortgage loan against Australian real estate. A first mortgage is a first charge over real estate owned by the borrower. If there is a Default in repayment of the Loan, the property can be sold in order to recover the Loan and repay Members.

The security property varies from loan to loan however each loan is secured over either Residential or Commercial real estate in locations across Australia.

Borrowers must have Australian real estate security, the ability to meet their repayments and a repayment strategy to exit the Loan at the end of the term. Our mortgages are catered to borrowers that need a fast and flexible solution. Short-term mortgages are more expensive than traditional finance, which is why we are able to provide higher returns to our investors.

Once an investor has signed up and is approved, they can select, invest and manage their investments via our platform and professional management staff. An investor can choose to fully fund a Loan or invest alongside other Members in a particular Loan.

The Funding Investment Trust is the legal structure behind the platform. The Funding Investment Trust (“the Trust”) is an ASIC registered (ARSN 616 185 276) managed investment scheme where members of the Trust are provided with access to first mortgage investments.
Manager: ACN603756547, ARNo. 1239776 Trustee:MelbourneSecuritiesCorporationLtd ACN160326545,AFSL428289
Custodian: Sandhurst Trustees Limited ACN 004 030 737

You can download the Product Disclosure Statement (PDS) by clicking here.

The loan to value ratio or LVR is the maximum lend secured over the property. The LVR is specific to the individual mortgage selected by the investor however the LVR must be less than 70% of the value of the security property.

Get Started

It has never been easier to start investing