Commercial Real Estate Loan

Receive settlement for a commercial real estate loan within days, not weeks, at Funding! Get an Express Quote today, and receive same-day conditional approval.

Get Started

Scroll to content

Build a bridge with our funding solutions

Bridging Loans

Short term loan secured against your existing property as a financial bridge

  • Buying and selling your property
  • Urgent settlements
  • Cash out / equity release
  • Upsizing and downsizing
  • Personal loan

Get Started

Business Loans

Access capital for your business when you need it or purchase a business or property

  • Investment / business purposes
  • Share purchases
  • Business cash flow / debt consolidation
  • Companies / individual borrowers

Get Started

Building Loans

Flexible and fast building loans to complete an incomplete development or building

  • Development / construction finance
  • Renovations / incomplete construction
  • Land bank and residual stock
  • New builds / owner builders

Get Started

Commercial Real Estate Loan

Your business is doing great – you’re hitting milestones and achieving strategic goals – so now you’re ready to take things to the next level. But that means disrupting your cash flow that’s just starting to stabilise; should you risk it or miss out on the opportunity to grow your business? A commercial real estate loan can bridge the gap between where you are and where you want to be, business-wise. 

Whether you need to purchase new equipment, renovate your commercial space, or hire more people for your team, Funding can help! Choose from our suite of short-term property loans so that you can support your growing business as needed. We are not just for businesses; Australians with property equity in their residential properties can get a Funding loan to cover their expenses, whatever they may be. 

Feel like a commercial real estate loan is for you? Here’s what else you should know about it. 


Is it difficult to apply for commercial real estate financing?

You want to move forward with your business plans as soon as possible, so it’s crucial that your commercial real estate loan is processed quickly. However, because many traditional lenders like banks are still stuck in their lengthy and complicated processes, it might take longer for your commercial real estate financing application to get approved. 

The good news is that digital commercial property loan lenders have streamlined their commercial real estate loan processes, making it possible for you to get a loan settlement more quickly. Non-bank lenders may also be more flexible with qualifications and requirements. 

Loan settlement is possible in as little as three to five days here at Funding. We combine our cutting-edge technology with fast decision-making to make financing from us as hassle-free and fast as possible, whether you’re getting a bridging loan, a home equity loan, or a different type of financing. 

All you have to do is submit details of your loan scenario, get same-day conditional approval, and wait for our team to guide you through the next steps. Once your loan application is officially approved, you can get settled within days, not weeks.


What is the average interest rate for a commercial property loan?

Of course, you want to land the best loan deal for the benefit of your business, so it’s only right that you’re curious about commercial real estate loan rates. In Australia, interest rates vary from lender to lender and depend on many factors, such as the value of your property, the amount of equity you hold over it, your credit profile, and a lot more. Make sure to choose a lender that is transparent about their pricing. 

At Funding, you can get unique loan rates based on your specific business needs and loan situation, ensuring that you get a competitive deal for your desired loan. If you get same-day conditional approval for our bridge loan, for example, you’ll receive an outline of your bridging finance rates as well as other applicable fees. The same goes for our renovation loans, caveat loans, and other loans; we’ll prepare a detailed and personalised quote just for you. 


What are my options for commercial real estate loans?

It’s good to explore what commercial property loan offers are available to increase your chances of picking the right one for you. Some common commercial real estate loan options include traditional commercial mortgage loans and commercial bridge loans. 

Because it’s hard to choose which one suits your situation best if you don’t have the expertise, it can help to go for a lender that is ready to address your questions about any loan you plan to get. 

Funding offers commercial property loans for all purposes. On top of that, we’ll provide you with a dedicated customer support team who you can ask to assist with your loan application or with any other questions or concerns you may have. You get peace of mind knowing that whenever you need assistance on our platform, our team is just a chat or phone call away. 

We understand that some people are still hesitant to share their personal information online despite the technological advancements they encounter daily. That’s why we assure our customers that their information and data will remain safe and confidential with us as we use bank-level encryption and security. Our team will only use your information for processing your commercial real estate loan and nothing else. 


Funding – Australia’s leading online mortgage marketplace

We have a variety of loan offers at Funding, and our goal is to help you finance your dream build, project, or goal. To begin your application with us, submit the following information:

  • Basic personal information (name, email, phone number)
  • Loan details (purpose of the loan, loan principal, loan repayment terms)
  • Property information

The application process will allow you to upload additional documents that may help you get approved. Please ensure that your loan application is error-free before clicking the submit button, as errors can delay approval.

If you have any questions about our loan offers or our loan application process, please email or call 1300 44 33 19.

Get same-day conditional approval for your desired personal or business loan at Funding today to be one step closer to taking your business to the next level.

How to get started


Get started

Forget slow and frustrating banks. We put you in the fast lane. Get started now or call 1300 44 33 19.


Get approved

Same day approval. Yes, you read that right. Conditional approval provided the day you submit.


Formal approval

Conditional approval becomes formal approval once due diligence is completed and you sign your loan documents.



Not months. Not even weeks. Just days and in as little as 48 hours settlement can be arranged.

Get Started

Don’t take our word for it.

“Funding organised a bridging loan for my client in less than a week!! No other lender could have done this and you saved my clients deposit being lost. Great result.”

Scott Vine


“We approached Funding several months back as an alternative to our normal banks, and dealt with John from day one. From the start, the transparency was there, we knew pretty much at every point what was happening…..”



“Amazing Service! We were able to turn around a deal in 2 days so the client could settle on their dream home. Nathan worked tirelessly to get this across the line and make it a smooth experience for myself and my client. Highly Recommended.”

Sandy Kelso


“The team at Funding have been great to work with. The funds have been made available quickly and without fuss. We are about to start another project and will happily use Funding again”

Kerin Friswell


Back to top