Common sense lending for all purposes.

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Caveat loans for all purposes.

We lend caveat loans to individuals and companies looking for short to medium term finance for any purpose. We take a common sense approach to lending and can often assist when the banks cannot.

  • Purchase, refinance or cash out.
  • Urgent bridging loans and short term loans.
  • Business and personal loans.
  • Vacant land.
  • Cash out & ATO Debts.
  • Commercial property.
  • Non-residents, bad credit or self employed.

Caveat loans

In a nutshell, Caveat loans are basically like a mortgage or charge over your property. You receive funds and the lender puts a charge over your property to secure the repayment of the debt. They can typically be behind another mortgage over your property.

The main requirement is having equity in your real estate property. The equity is the amount of value between the current debts on the property and price it would sell for. This is often called to LVR or Loan to Value Ratio. There are other requirements however equity is the key one.

Simple answer, they need funds and need them fast. Whether you have an immediate cash need whether it’s for your business, investment, to pay debts or for your property. The point is that the borrower often has an urgent cash requirement and can’t afford to wait. They know exactly how long they will need the funds for (typically between 1 to 12 months) and how they will pay them back.

A caveat can often be done quicker than a mortgage and in some instances is registered behind another mortgage lender.

Short term caveat loans, as the name suggests, are taken for a short period of time by borrowers who need urgent funding. The funds are secured as we mentioned above over their property via a caveat. They are often used to fill a gap in funding for bridging finance, business purposes or property improvements. These short term caveat loans are available throughout Australia and can be provided within days of approval. They usually can be taken for a period of one to six months.

Why use for your property finance?

Direct lender

We value your time and we focus on making it quicker and easier for us to work together.

Fast settlements

Our process is simple and our decisions are fast. Funding is possible in as little as 48 hours.

Dedicated support

Online and phone support so you can speak to a real person about your needs.

How do I get started?


Express enquiry:

Fill out our Express Quote or call 1300 44 33 19.


Conditional approval:

Receive a conditional approval the same day if we can fund your loan.


Formal approval:

We complete our due diligence on the loan and on formal approval loan documents are signed. 



Within days, not weeks or months. We have settled loans in as little as 48 hours.